Home loans that make sense, from a broker who explains them.

We compare over 40 lenders, present the three strongest options for your situation, and manage every step of the application. Clear advice, no hidden costs, and paperwork handled from start to settlement.

How we help

Whether you are purchasing your first property, reviewing your current rate, or expanding an investment portfolio, we tailor the process to your goals.

Buying your first home

We guide you through the First Home Owner Grant, stamp duty concessions, and lender options so you understand the true cost before you commit.

Refinancing

We review your existing loan against current market offers and show you whether switching will save money once all fees are accounted for.

Investment property

We assess interest-only structures, rental yield projections, and tax considerations so you can make a confident, informed decision.

About Guday Finance

Independent advice that puts your interests first.

We are a Perth mortgage brokerage with one job: finding you the right loan and making the process feel simple. Our service is free because the lender pays our fee at settlement. That means our only incentive is to match you with the product that genuinely suits your situation. We will walk you through every option, answer every question, and check in each year to make sure your loan still works for you.

40+

Lenders

$0

Cost to you

1 day

Response time

How it works

A straightforward process from enquiry to settlement.

Most clients move from initial conversation to pre-approval within a week.

Step 1

Initial conversation

A 15-minute call to understand your goals, your budget, and your preferred timeline. No paperwork required at this stage.

Step 2

Lender comparison

We research rates, fees, and features across our panel of over 40 lenders and present a shortlist of the three strongest options for your situation.

Step 3

Application and approval

Once you select a lender, we prepare and lodge the full application, coordinate the property valuation, and keep you informed at every stage.

Step 4

Settlement and beyond

Your loan settles, you receive the keys. Twelve months later we review your rate against the current market and contact you if a better option is available.

Why Guday Finance

A smaller practice built around personal service.

We limit our client numbers deliberately. This means faster response times, closer attention to each file, and a broker who knows your situation by name.

No cost to you

Our fee is paid by the lender at settlement. There is no charge for our service at any point in the process.

Over 40 lenders on our panel

Major banks, regional banks, credit unions, and specialist lenders. We search broadly to find the right fit.

Perth based and locally connected

We understand the local property market, work with trusted conveyancers, and know the council requirements across Perth suburbs.

Annual rate review

Each year we compare your loan against current offers. If a better rate is available, we contact you with a recommendation.

What our clients say

Real feedback from Perth homeowners.

[Client testimonials will be added here once provided. We have requested 2 to 4 short quotes with first name and suburb.]

Contact

Start the conversation

Share your details below and we will be in touch within one business day. There is no cost and no obligation.

Call or text
0400 000 000

Email
hello@gudayfinance.com.au

Office
Perth, Western Australia